Cash Flow Management

For most business owners, “Happiness is a positive cash flow.” All other problems are easier to deal with when your cash-in exceeds your cash-out. However, a cash crisis can cripple or even kill your business. If you’ve ever worried about how to cover an upcoming payroll, then you know how stressful this can be.

The starting point for avoiding a cash crisis is allowing the financial reporting specialists at Schultz, Wood & Rapp to develop a cash flow projection for your business. We can help you develop both short-term (weekly, monthly) cash flow projections to help you manage daily cash, and long-term (annual, 3-5 year) cash flow projections to help you develop the necessary capital strategy to meet your business needs.

Cash Flow Management - Missouri Financial Reporting - Schultz, Wood & Rapp


Our cash flow management service allows you to know when, where, and how your cash needs will occur. Our financial reporting experts help you determine what the best sources are for meeting your additional cash needs. We’ll make sure your business is always prepared to meet these needs when they occur, by keeping good relationships with bankers and other creditors.

To help maintain a steady cash flow, a business needs to keep track of both money coming in the door and where it gets spent. We prepare historical cash flow statements to help you gain a better understanding about where your biggest expenses are draining your cash flow.

Creating an accurate cash flow projection is just one of the many cash management services we provide. We can also help obtain appropriate lines of credit at the most reasonable rates. We’ll help your business develop sound cash collection acceleration techniques, proven effective collection policies and the best payment policies. We can help your business obtain the maximum rate of return on your idle cash to help your improve your cash flow.